Exclusive Private Banking
MODERN LIFE KNOWS NO BOUNDARIES. NEITHER SHOULD WEALTH.
Aeldra offers exclusive high-touch U.S. banking that you deserve. We offer a high-yield, FDIC-insured, U.S. bank account with a Mastercard Global Debit Card, mobile banking App and personalized service through a dedicated concierge. Open digitally from India or the U.S. SSN not mandatory if you have an Indian Passport.
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Aeldra understands that Wealth is not just Money. It is Fulfillment. It is Legacy. It is Achievement, Influence and Inspiration. Aeldra will be a trusted partner on your quest to pursue your passions and ambitions with joie de vivre. Live life the way you want to and ensure that the next generation can do the same.
PERSONALIZED SERVICE
ON YOUR SIDE. ALWAYS.
Interact with an Aeldra Concierge who knows your name. And perhaps your kids' name as well. Our endeavour is to be your trusted partner, in life not just banking.
INNOVATIVE MOBILE BANKING
A banking experience designed for a smartphone-native world.
Intuitive and easy mobile banking. Enjoy using the Aeldra App to check balances, make transfers, customize alerts, and more.
SAFE & SECURE
peace of mind, above all else.
Multiple security layers behind the scenes built on cutting-edge technology. Real-time suspicious transaction and anomalous behavior monitoring. FDIC-insured, of course.
REGULATORY & TAX COMPLIANT
cross-border banking simplified.
Impeccable U.S. and India Regulatory & Tax Compliance and Guidance for Customers. Founder team has more than two decades of CXO-experience in international finance, with deep knowledge of U.S. and Indian markets. Refer FAQs for details.
Savings interest calculator
Aeldra is committed to providing unmatched value to Private Banking customers by offering interest rates that are among the highest in the U.S.
$100,000 DEPOSIT Calculated on average deposit for a full year.
0.50% APY
$501
National AVerage
0.10% APY
$100
bank of america
0.05% APY
$50
chase
0.02% APY
$20
citibank
0.04% APY
$40
wells fargo bank
0.01% APY
$10
Get to know your Aeldra account
Full-functionality U.S. Bank Account
Matching features & functionality, including transfers, as any large U.S. bank (e.g. Chase, Citi).

DIGITAL Account OPENING from India
SSN not required for Indian passport holders.
High Yield Account
Highest interest rate among U.S. FDIC-insured bank accounts.

Unique account with no fees or penalties
No Minimum Balance Requirement, no account maintenance fee, no transfer fees, no hidden fees, no penalties.
exclusive global Mastercard Debit Card
Covers more than 210 countries with access to hundreds of thousands of ATMs touch-free payments
Debit Card lock/unlock facility.
An App Designed for You
Transfer money from and to Aeldra. Check balances & track transactions. Schedule payments for a future date or time. Get real-time notifications of transactions & balances. 1-click dial the Aeldra Concierge 24X7 from App.
FDIC-Insured* Up To $250,000
Through Blue Ridge Bank, N.A. Member FDIC. The FDIC – short for Federal Deposit Insurance Corporation – is backed by the full faith and credit of the United States Government. Since the FDIC began, no depositor has ever lost a penny of FDIC-insured funds.
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