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With tremendous success in India, now launching in Brazil
Aneo-bank built by bankers (ex–Goldman Sachs, ex–McKinsey Senior Executives)
Backed by leading investors (Gregg Kid, early investor – Twitter, Square, Ripple & Coinbase) Approved by Office of Comptroller of Currency, the Federal Banking Regulators under the U.S. Dept. of Treasury
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Helping Professionals open a U.S. Salary a/c pre-departure
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FDIC insured account – secure hedge against currency depreciation
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Enabling geographical diversification of financial assets
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Global investment opportunities including U.S. stocks & ETFs
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Convenient for Brazilian students going to the U.S.
Helping Professionals open a U.S. Salary a/c pre-departure
FDIC insured account – secure hedge against currency depreciation
Enabling geographical diversification of financial assets
Global investment opportunities including U.S. stocks & ETFs
Convenient for Brazilian students going to the U.S.
The Aeldra Advantage.
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Vs traditional U.S. Banks, High yield interest bearing a/c
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Vs traditional U.S. banks on incoming international wire
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Cash+ Securities in Integrated Banking + Brokerage a/c
A U.S. Bank Account with Mastercard Debit Card digitally from Brazil without requiring an SSN, Visa or U.S. Address
Open an Account on your mobile by visiting www.aeldra.com
* Keep your Passport at hand since a scan is required to apply.
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100% Mobile –10 Mins Process
Only Brazilian Passport Required
Instant Virtual Debit Card
*>70% of our applications are approved within a few minutes digitally
Based on our KYC requirements, which are as per U.S. regulations, some applicants may be requested to provide additional documents
Convenience with peace of mind
FDIC-insured High-yield Bank Account
Full-functionality Cross-border Mobile Banking App
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Transfer and Spend Seamlessly
ACH, Wire, P2P Channels.
Pay Bills
Schedule Direct Salary Deposits
and Tuition ACH Pull from
Universities
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No Account Opening Fee
No Monthly Fee or Account Maintenance Fee
No Minimum Balance Requirement or Penalty
Free Bank-to-Bank ACH Transfers
Free Incoming International Wire Transfers
Free AeldraPay, real-time Peer-to-Peer Transfers
Zero Foreign Currency Markup
Industry leading Interest Rate on Deposits
NO FINE PRINT.
NO FEES.
Aeldra
Chase
Savings(p.a.)
Account Opening Fee
$0
$0
$0
Monthly Fees
$0
$12
$144
International Incoming Wire Fee
$0
$15
$180
Interest
$100
$0
$100
Overdraft Fee
$0
$34
$102
ATM Fee
$0
$2.5
$30
Foreign Currency Mark-up
$0
$42
$42
Total
$0
$0
$0
Source: https://www.chase.com/content/dam/chase-ux/documents/personal/checking/ABSF-en.pdf
*HSBC is exiting the U.S. market and selling its consumer business: https://www.hsbc.com/news-and-media/media-releases/2021/hsbc-exits-us-mass-market-retail-banking
U.S. Banking plus Brokerage "Singularity Account" will be offered to existing Aeldra account holders
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Existing Aeldra Account holders can upgrade to an integrated U.S. Banking plus Brokerage "Singularity Account" by providing a valid tax document (depending on tax residency).
Securities in the brokerage account will be covered up to $500,000 via Securities Investor Protection Corporation (SIPC).
Advantages of Aeldra Singularity.
Trading in U.S. Stocks & ETFs from Brazil
No need to transfer funds from bank account to brokerage account
Cash held in high-yield interest bearing bank account
$750,000 insurance cover - $500,000 on securities in brokerage account + $250,000 on cash in bank account
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Aeldra Singularity
Traditional U.S. brokerage a/c for Brazilians
Minimum a/c Opening Cash
$0
$50
Interest on Cash
Upto 1.01% APY (linked to U.S. Fed rate)
N/A
Account Funding Fee
$0
$15
Transfer from Bank Account
Instant** (during market hours)
3-5 business days
Withdrawal Fee
$0 (proposed for premium customers)
$11
*APY – Annual Percentage Yield may be higher than interest rate due to compounding effect on interest paid monthly
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FDIC-Insured* Up To $250,000
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Compliant With U.S. Regulations And RBI's LRS Regulations
Mastercard ID Theft Protection**
Mastercard's Zero Liability***
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Real-Time Transaction & Security Alerts
In-App One-Click Debit Card Lock
*through Blue Ridge Bank, N.A. Member FDIC
**Identity theft monitoring and alerting. By Mastercard. Learn More.
*** Protection against fraud, when you use your Mastercard. Learn More.
Aeldra in the News.
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The U.S. continues to attract the best and brightest from across the world. They deserve seamless access to U.S. financial services. However, the simple act of opening a bank account without an SSN is challenging, as is getting approved for a credit card or loan.
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The Company is backed by leading fintech investors including Greg Kidd, an early investor in Twitter, Square, Ripple and Coinbase.
Aeldra Partners
“Building on our fintech momentum, we have secured additional wins around the globe with new partners like Payoneer and Aeldra in the U.S. ...”
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"Aeldra meets a significant need in today's banking environment." -
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