Aeldra is winding down its operations and the accounts established with Blue Ridge Bank, National Association will be terminated. Money movement and withdrawal will be facilitated by Blue Ridge Bank, N.A. Your funds are safe with Blue Ridge Bank, N.A. which is FDIC-insured. We would again encourage you to use your debit card for transactions or withdraw any remaining funds in your account as soon as possible.
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The account will be terminated in accordance with the following schedule:
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(i) Deposit funding was discontinued as of August 10, 2022. August 31, 2022, at 11:59pm ET - Deadline for you to use the debit card to initiate transactions or make other withdrawals or transfers from the account via ACH or Wise.
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(ii) September 1, 2022, at 12:00am ET - The day your account will be closed. As of this date, no further transactions of any kind will be allowed on the account or debit card.

(iii) September 9, 2022 - The day Blue Ridge Bank N.A.  will (i) issue you a check for any amount remaining in the account; and (ii) mail such check to you at the most recent address the Bank has on file for you in connection with the account.


Please keep the above dates in mind as you use your account over the coming weeks. If your account or debit card is linked to any direct deposit or automatic payment programs, you will need to provide an alternative account or card for those programs as deposits are no longer being accepted. If you withdraw or otherwise spend all funds in your account prior to August 31, 2022, Blue Ridge Bank N.A. will not issue you a refund check.
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If you have any questions regarding your account or debit card, including any questions regarding the termination and refund process described above, please reach out to these numbers below:

US: +1-844-333-3101 | Available 24/7
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India: +91-80-69559800 | Available M-F 9am-6pm (GMT +5.30)
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All your questions answered
GO TO FAQs
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How do I
find my Account* Number, ABA / Routing Number, Customer Service Number, Virtual Debit Card^ (for U.S. residents)?

How do I
transfer funds from Aeldra to India while living in India?
How do I
transfer funds to a U.S. bank account from my Aeldra account*?
© 2022 Aeldra. All Rights Reserved.
*Banking services provided by Blue Ridge Bank, National Association, Member FDIC.  The FDIC – short for Federal Deposit Insurance Corporation – is an independent agency of the United States government that protects against the loss of insured deposits if an FDIC insured bank fails. It is backed by the full faith and credit of the United States government. Since the FDIC began in 1934, no depositor has ever lost a penny of FDIC insured funds. FDIC insurance covers funds in deposit accounts up to $250,000 per depositor.

^The Aeldra Mastercard Debit Card is issued by Blue Ridge Bank, N.A. pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted. Indian residents will be restricted from debit card usage until the customer is physically in the U.S. Customers will have to follow applicable Aeldra procedures which will include providing documentation that establishes physical presence in the U.S. and by contacting Aeldra Concierge to remove the usage restriction.
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ATM: Out-of-Network cash withdrawal fees apply. Third-party and cash deposit fees may apply.

APY is variable and accurate as of 7/1/2022. Rates may be changed from time to time without notice